Share and Share Certificate Rates
Regular Share (Savings):
Nominal Yield – 0.25% APY
Share Draft (Checking):
Nominal Yield – 0.00%
Effective Yield Based on Dividend Distribution
4 times per year – 0.25% APY
New Money Share Certificates:
3-month – 0.45% APY
6-month – 0.55% APY
Regular Share Certificates:
3-month term - 0.30% APY
6-month term – 0.40% APY
1-year term – 0.60% APY
2-year term – 1.35% APY
Rates are as of 8/28/09 and are subject to change without notice.
Certificates require a $1,000 minimum deposit.
Rateboard*
Ka’u Federal Credit Union
(effective 5/1/2010)
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Signature Loan
Up to 11 months 4.50% - 10.50%
12 months 5.50% - 11.50%
18 months 6.00% - 12.00%
24 months 6.50% - 12.50%
36 months 8.00% - 14.00%
48 months 8.75% - 14.75%
60 months 9.25% - 15.25%
Partially Secured Loan
12 months 4.25% - 10.25%
24 months 4.50% - 10.50%
36 months 4.75% - 10.75%
48 months 5.25% - 11.25%
60 months 5.50% - 11.50%
72 months 6.50% - 12.50% |
Auto New & Used†
36 months 5.00% - 11.00%
48 months 5.50% - 11.50%
60 months 6.00% - 12.00%
72 months 6.50% - 12.50%
84 months 7.00% - 13.00%
Boat or Airplane
60 months 10.00% - 16.00%
Fully Secured Loan
Up to 60 months 2.75%
Home Equity Line of Credit^
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*Annual Percentage Rate. All rates are subject
to change without notice.
†Used Autos must be no older than 8 years
by the end of the loan term selected. Must receive verification
of the exact payoff amount from the existing lien holder.
^ Home Equity Line of Credit is available for owner-occupied
located in the State of Hawaii. Member must apply and be approved
for credit under the credit union’s lending guidelines.
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