Share and Share Certificate Rates

Regular Share (Savings):

Nominal Yield – 0.25% APY

Share Draft (Checking):

Nominal Yield – 0.00%
Effective Yield Based on Dividend Distribution
4 times per year – 0.25% APY

New Money Share Certificates:

3-month – 0.45% APY
6-month – 0.55% APY

Regular Share Certificates:

3-month term - 0.30% APY
6-month term – 0.40% APY
1-year term – 0.60% APY
2-year term – 1.35% APY

Rates are as of 8/28/09 and are subject to change without notice. Certificates require a $1,000 minimum deposit.

Rateboard*

Ka’u Federal Credit Union
(effective 5/1/2010)

Signature Loan
Up to 11 months 4.50% - 10.50%
12 months 5.50% - 11.50%
18 months 6.00% - 12.00%
24 months 6.50% - 12.50%
36 months 8.00% - 14.00%
48 months 8.75% - 14.75%
60 months 9.25% - 15.25%

Partially Secured Loan
12 months 4.25% - 10.25%
24 months 4.50% - 10.50%
36 months 4.75% - 10.75%
48 months 5.25% - 11.25%
60 months 5.50% - 11.50%
72 months 6.50% - 12.50%

Auto New & Used
36 months 5.00% - 11.00%
48 months 5.50% - 11.50%
60 months 6.00% - 12.00%
72 months 6.50% - 12.50%
84 months 7.00% - 13.00%

Boat or Airplane
60 months 10.00% - 16.00%

Fully Secured Loan
Up to 60 months 2.75%

Home Equity Line of Credit^

*Annual Percentage Rate. All rates are subject to change without notice.
Used Autos must be no older than 8 years by the end of the loan term selected. Must receive verification of the exact payoff amount from the existing lien holder.
^ Home Equity Line of Credit is available for owner-occupied located in the State of Hawaii. Member must apply and be approved for credit under the credit union’s lending guidelines.